Differences Between Old-Age, Survivors, and Disability Insurance (OASDI) and Supplemental Security Income (SSI)

 

OASDI SSI
Funded through payroll taxes Funded through general revenue
No income or resource restrictions Strict income and resource limits
Monthly benefit based on lifetime earnings Uniform monthly benefit set by federal government and supplemented by some states
Benefits paid to eligible family members No family benefits
Eligible for Medicare at 65 or 2.5 years after entitlement to disability benefits (except for end-stage renal disease and amyotrophic lateral sclerosis) Usually eligible for Medicaid (some states have more restrictive financial criteria)
 


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